Terms of service

Here's a complete Terms of Service in markdown you can copy straight into your editor. Replace the bracketed placeholders with your details. One note up front: I'm not a lawyer and this is a general template, not legal advice — have an attorney review it before publishing, especially the liability and dispute sections.

 
Terms of Service
Last updated: [Month Day, Year]

1. Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the website located at [www.yourdomain.com] (the "Website"), operated by [Business Name] ("we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

2. Eligibility
You must be at least 18 years old, or the age of majority in your jurisdiction, to use this Website. By using the Website, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

3. Our Services
[Business Name] provides [brief description of your services — e.g., "consulting and related professional services"] through and in connection with the Website. We reserve the right to modify, suspend, or discontinue any part of the Website or our services at any time, with or without notice, and without liability to you.

Nothing on the Website constitutes professional advice unless expressly stated. Any information provided is for general informational purposes only and should not be relied upon as a substitute for advice from a qualified professional.

4. Acceptable Use
You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Website in any way that violates any applicable federal, state, local, or international law or regulation;
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Website, its servers, or connected networks;
Use any robot, spider, scraper, or other automated means to access the Website without our prior written permission;
Introduce any viruses, malware, or other harmful material to the Website;
Collect or harvest information about other users; or
Use the Website to transmit unsolicited advertising or promotional material.
We reserve the right to restrict or terminate your access to the Website at any time, without notice, for conduct we believe violates these Terms or is otherwise harmful to us or others.

5. Intellectual Property
The Website and all of its contents — including text, graphics, logos, images, designs, and software — are the property of [Business Name] or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from the Website without our prior written consent, except that you may view and print pages for your own personal, non-commercial use.

All trademarks, service marks, and trade names used on the Website are the property of their respective owners.

6. Privacy
Your use of the Website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information. By using the Website, you consent to the practices described in the Privacy Policy.

7. Third-Party Links
The Website may contain links to third-party websites or resources that are not owned or controlled by [Business Name]. We provide these links for your convenience only and are not responsible for the content, accuracy, or practices of any third-party sites. Accessing any linked site is done at your own risk, and you should review the terms and privacy policies of those sites.

8. Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, [BUSINESS NAME] DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the Website will be uninterrupted, secure, error-free, or free of viruses or other harmful components, or that any defects will be corrected.

9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL [BUSINESS NAME], ITS OWNERS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE WEBSITE EXCEED ONE HUNDRED DOLLARS ($100.00). Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

10. Indemnification
You agree to indemnify, defend, and hold harmless [Business Name] and its owners, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.

11. Governing Law
These Terms and any dispute arising out of or relating to them or the Website shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles. You agree that any legal action or proceeding shall be brought exclusively in the state or federal courts located in [County] County, Michigan, and you consent to the personal jurisdiction of those courts.

12. Changes to These Terms
We may revise these Terms at any time by posting an updated version on the Website. Changes are effective when posted. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and [Business Name] regarding your use of the Website and supersede any prior agreements.

15. Contact Us
If you have any questions about these Terms, please contact us at:

[Business Name] [Street Address] [City], Michigan [ZIP] Email: [[email protected]] Phone: [(xxx) xxx-xxxx]

 
If your WYSIWYG editor shows the # and ** symbols literally instead of formatting them, let me know and I'll give you a clean HTML version to paste into its source/code view instead. Want me to fill in any of the placeholders, or add an arbitration or "no refunds"-style clause?